Sylvia G. Let’s Get Good.

Dear Diary

How to Save Your Money

Dude. Why did I just get an email from Ebay saying that since I did not update my credit card info for automatic billing and my $4.32 balance I had for selling fees is past it’s billing cycle are they billing me for a $25 late fee?? I’ve started thinking about how many times I’ve had to pay more money because of situations like these, and it gets me in the WORST mood ever! With all these identity theft issues and changing and re-instituting new cards and security codes, it’s really hard to keep up with updating all your accounts all over the place, and a purse that I sold last year that I didn’t realize was going to cost me $34.32 in ebay selling fees because I never updated the new information is just plain annoying. Whenever I’m mad at something that could have been prevented, I start writing lists of more examples that I could have avoided to figure out if I should really be mad at them or myself for the loss of money, because it all adds up. And being that I’m such a super bargain shopper all the time, it almost makes me feel as if I’ve lost the round when I end up having to cough up the money to pay. Ok so here’s my list thusfar, which probably isn’t going to be interesting or helpful to anyone other than myself at some later point in my life.

1. Bank of America. – I get SO annoyed with all of their fees for everything. Talk to a banker? There’s a fee. Order checks? Ya, there’s a fee. No the commercials who make fun of these situations are not exaggerating. The fact that BofA is buying everything up makes me annoyed, because I really have made severe and conscious attempts at eliminating their influence in my life.

2. Best Buy free magazine samples. Yes, they tell you that you have been selected to get 3 free magazines and then have a very simple opt out plan that you can cancel before the end of the sample so that you don’t have to pay…but they DON’T tell you that they don’t send you that in simple terms, they send you a BILL at the 4th installment and say that you can’t cancel because you were supposed to notify them before the shipping of the 3rd magazine. BUT there is no way to contact or state your desire to cancel between the 2nd and 3rd delivery, no address, no form, nothing. Before you know it, you’ve got a full year subscription to some wack magazine that just adds to the clutter in your inbox.

3. Stamps.com – I signed up for a free trial for stamps.com but soon realized that it only runs on windows vista and not MAC computers. I was billed for $38.00 for the supply of stamps that come free with the free trial, but penalized for cancelling the free trial. WTF? Now they are threatening to send me to collections because I haven’t paid it. When I called customer service, I reached a call center in India where the service rep kept repeating a script that he was told to read every time I asked a question. Seriously. I

would ask “Why am I responsible for paying for something that was free, and didn’t work? I don’t understand??

Reply: “yes, ma’am, on line 45 of the conditions and terms of service that was approved ….

Me: “I don’t think that we are understanding each other, is there someone that I can speak to about this?”

Reply: “yes, ma’am, on line 45 of the conditions and terms of service that was approved ….
you get the picture. Stamps.com…you SUCK ASS.

4. Michael Kors Outlet, Camarillo California
I really like Michael Kors stuff, but I bought a pair of jeans and a shirt from the outlet in Camarillo in the spring. I didn’t wear it until mid-summer, at which point both items fell apart. Now, I am quite a fashionista, and it is truly plausible that I will purchase something and not wear it for months, until the right event, weather, etc. comes along. Being that I spent a good $200 on the outfit, I decided that I’m going to return it because as Michael Kors says on Project Runway, “that’s insane”. Upon returning the item, the manager and salesperson make me feel rather low, and in a very juvenile way explain to me that “since you returned this item, that they can tell I wore multiple times since the receipt’s purchase date 3 months ago, I will NOT be able to return what I have exchanged it for…do you understand that? You will NOT be able to exchange the exchanged item” For which I said, “well yes, I do understand that, and hopefully I won’t have to want to exchange anything because the items that I exchange them for shouldn’t fall apart…right?” But guess what? The shirt that I exchanged it for broke out in a hole the first day I washed it. No lie. Michael Kors product is whack. That’s $60 that I might as well thrown down the garbage.

5. DMV – dud. no need explaining that one, because if I even do, I will go into a full on rage.

6. 24Hour Fitness. This needs an entire blog in and of itself. For real.

So essentially, in a time of economic recession, I have learned and would like to share with any and all who read my blog that you too, can save money if you watch your p’s & q’s in your business with Michael Kors, Bank of America, Ebay, Stamps.com, the DMV, and Best Buy’s free magazine promotion. Oh yea and 24Hour Fitness.

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